Important Notice
This is a free tool — we do not collect, store, or share any of your data. All calculations happen locally in your browser. This calculator is an independent tool and is not affiliated with the Cyprus Tax Department or any government authority. Results are estimates for informational purposes only. Although we make every effort to ensure accuracy, tax rules are complex and may change. Always verify with a qualified tax professional or official sources before making financial decisions.
Personal & family
Children (credit & income threshold)
Income-criteria check
EligibleThreshold: €40000 — Your income: €0
Singles with joint custody can claim child credits if income is under €40k.
Residency & domicile
You
Non-domiciled status exempts you from SDC on dividends and interest. Check with a tax advisor if you are unsure.
Income
You
Deductions & contributions
You
Contribution calculation
Auto: we compute GHS (2.65% up to €180,000) and Social Insurance (8.8% up to max insurable earnings) on employment income.
2026 personal credits
You
Rent / mortgage interest (primary residence)
Home insurance (natural disasters)
Advanced
Life insurance: partial/full surrender▾
Implemented per the examples/rules described in your provided documents (taxable add-back rules for partial/full surrender).
Results
€0.00
Income tax
vs 2025
€0.00
€0.00
Social insurance
€0.00
NHIS (GESI)
€0.00
SDC
€0.00
Total
€0.00
2026 Personal CreditsEligible
Threshold: €40,000.00 — Family: €0.00
Household expenses - Feature Under Construction
Add your recurring monthly expenses to see where your net income goes.
Tax breakdown
2026| Annual | Monthly | |
|---|---|---|
| Net take-home | €0.00 | €0.00 |
| Item | ||
Before credits:€0.00
Credits applied:−€0.00
Final tax:€0.00
Note: Deductions (GHS, SI, pensions, insurance — within 1/5 cap) reduce taxable income before tax bands. Monthly uses base salary only (bonus not divided).